The Social Security Administration offers comprehensive online services through the My Social Security account portal, allowing you to manage your benefits, apply for services, and access important documents from the comfort of your home. With secure Login.gov authentication, you can safely handle most Social Security transactions online 24/7.

Official SSA Online Portal

Access your My Social Security account through the official portal:

Go to My Social Security

Official and secure government website

Available Online Services

Through your My Social Security account, you can access these essential services without visiting a local office:

Card Services

  • Request replacement Social Security card
  • Update name change information
  • Verify card application status

Benefits Management

  • Check benefit payment amounts
  • View payment history
  • Download benefit statements

Applications

  • Apply for retirement benefits
  • Submit disability applications
  • Request SSI benefits

Medicare Services

  • Enroll in Medicare benefits
  • Change Medicare plans
  • Access Medicare documents

Login.gov Required: Starting in 2025, all My Social Security accounts require secure Login.gov authentication for enhanced security protection.

Setting Up Your My Social Security Account

Creating your online account is straightforward and provides immediate access to your Social Security information. Here's what you need to get started:

Step 1: Gather Required Information

Before creating your account, ensure you have:

  • Your Social Security number
  • Valid email address for account verification
  • U.S. mailing address
  • Mobile phone number for security codes
  • Government-issued ID for identity verification

Step 2: Create Login.gov Account

The new security requirements mandate using Login.gov for authentication. This provides enhanced security through two-factor authentication and identity verification.

Ready to create your account?

Account Setup Guide

Security and Privacy Protection

Your My Social Security account includes multiple layers of security to protect your sensitive information:

Two-Factor Authentication

Required verification codes sent to your phone

Encrypted Communications

All data transmission uses bank-level encryption

Activity Monitoring

Automatic alerts for account access attempts

Account Security: Never share your Login.gov credentials. SSA will never ask for passwords via email or phone calls.

2026 Benefit Information

Current Social Security benefit amounts and costs for 2026:

Maximum Benefits

  • SSI Maximum: $994 per month
  • Average Retirement: $1,907 per month
  • Maximum Retirement: $4,873 per month
  • Average SSDI: $1,483 per month

Medicare Costs

  • Part B Premium: $202.90 per month
  • Part A: Free for most beneficiaries
  • Late Enrollment: Additional penalties apply
  • Income-Based: Higher earners pay more

Common Account Issues and Solutions

If you encounter problems accessing your My Social Security account, here are the most frequent issues and how to resolve them:

Cannot access account after Login.gov transition?

You need to create a new Login.gov account and link it to your existing My Social Security account. Contact SSA for assistance.

Forgot Login.gov password or username?

Use the Login.gov password reset feature. If you don't remember your email, you may need to create a new account. Visit a local office for help.

Identity verification failing during setup?

Ensure your personal information matches SSA records exactly. Recent address changes may require updating your records first. Schedule an appointment if issues persist.

Not receiving verification codes on phone?

Check that your phone number is current in your account. Try requesting codes via text instead of voice calls. Update your contact information if needed. Update personal information.

Need help with your Social Security account?

Find Local Office